Amalia, or Mali-may, my 5 year old.
Which means we’re $2500 behind where we want to be.
You know the saying, “There are only two things in life that are certain: death & taxes”?
Well I would add to that, a third: “unexpected” expenses. They’re always going to come up, they’re always going to be there.
Another truth I’ve discovered is that once kids are in the mix, there tend to be even more unexpected expenses (especially as they get older). Maybe not so much “unexpected” as much as, oh, I didn’t realize the kids would need that, or that I should have budgeted for that.
I forgot to budget in school supplies, school clothes, PTA dues, things that a responsible/involved parent will pay for. So I scoured the house & got everything we already had at home, from pencils to kid scissors,...