Do you ever use cash anymore? You know, those bills & coins from the “old days.” Those are what I’m talking about.
In the law school days, most of our money was coming from student loans. It felt a bit like play money. Like monopoly money–not quite real.
Now that the debts are due, & we’re getting a steady, decent income stream I’ve turned into a complete tightwad because I’m realizing something. It’s much easier to lower expenditures than it is to increase income.
I see money in a different light with this new reality. Every dollar matters. Every penny, for that matter.
I remember talking with a relative who went to graduate school at a very costly, prestigious university. He talked about how easy it is to justify not being as tight with your money as you could be,...
